You must be aware that your motor insurance policy does not simply cover any loss or damage and that there are exceptions. Most of these exceptions are listed out in

Are you aware of your duties in the event of an accident involving your insured vehicle? One such duty given in the policy document is as follows: “In the event

It seems no Insurer or Broker who deals with Motor Insurance has talked of the issue which is being said here. An extract from the Motor Policy Document which states:

A question that may be puzzling to some and often attracts attention in the Motor Insurance proposal form is: ‘Whether the car is certified as vintage car by Vintage and

Did you know that the Motor Insurance application has magic words in it?   Page 2 of the motor insurance application has the words “Total Loss and Constructive Total Loss”.

What is a Proposal? Simply put, it means an “application”. When a ‘proposer’ fills in a ‘proposal form’ and hands it in to an insurance company, they are submitting an

If you go through your life insurance policy wording, you will come across Section 45, a provision of the Insurance Act, 1938 as amended by Insurance Laws (Amendment) Act, 2015.

People tend to be certain that they will live a hundred years; be damn sure that their house will not burn down; that their car will not be totaled in

Success in the restaurant business is no easy feat.  Perhaps the only thing more difficult is living up to the customers’ expectation of the reputation built over the years. While

Evolution is a slow process – especially in the field of insurance. What was once just insurance involving rigid contracts with hardly any customization or flexibility available to the customer,