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TL CTL
Total Loss & Constructive Total Loss

By: Insurancepe June 27, 2024

Did you know that the Motor Insurance application has magic words in it?   Page 2 of the motor insurance application has the words “Total Loss and Constructive Total Loss”.
oceangate
The Oceangate Disaster – One year later

By: Insurancepe June 20, 2024

The Oceangate Disaster – One year later June 18th 2024 marked one year since the accidental implosion of Oceangate’s Titan submersible which killed five people who were on their way
proposal
The Proposal Form – Reading it once

By: Insurancepe June 13, 2024

What is a Proposal? Simply put, it means an “application”. When a ‘proposer’ fills in a ‘proposal form’ and hands it in to an insurance company, they are submitting an
policy wording
The Motor Insurance Proposal Form

By: Insurancepe June 6, 2024

Are you aware that Motor Insurance has a proposal form? Online, sure. But a physical form for you to fill up with a pen! At the very beginning of this