Be it motor, health or property insurance, you have probably encountered the terms excess and deductible at the time of buying your insurance policy – or, at the time of

If you have insured your life, you are probably familiar with the term ‘nomination’. But are you aware of how important having a nomination on your life insurance policy is?

So, you are sure you understand every term/phrase used in your motor insurance policy? What if we said that you do not? VEHICLE OR CAR: The term vehicle or car

We already know that motor insurance is compulsory by law. People pay thousands of rupees towards premiums to comply with this legal requirement. We also know the phrases: Comprehensive and

A statement in the motor insurance policy wording reads: “this policy and the schedule shall be read together and any word or expression to which a specific meaning has been

You must be aware that your motor insurance policy does not simply cover any loss or damage and that there are exceptions. Most of these exceptions are listed out in

Are you aware of your duties in the event of an accident involving your insured vehicle? One such duty given in the policy document is as follows: “In the event

It seems no Insurer or Broker who deals with Motor Insurance has talked of the issue which is being said here. An extract from the Motor Policy Document which states:

A question that may be puzzling to some and often attracts attention in the Motor Insurance proposal form is: ‘Whether the car is certified as vintage car by Vintage and

Did you know that the Motor Insurance application has magic words in it?   Page 2 of the motor insurance application has the words “Total Loss and Constructive Total Loss”.