A question that may be puzzling to some and often attracts attention in the Motor Insurance proposal form is: ‘Whether the car is certified as vintage car by Vintage and

Did you know that the Motor Insurance application has magic words in it?   Page 2 of the motor insurance application has the words “Total Loss and Constructive Total Loss”.

What is a Proposal? Simply put, it means an “application”. When a ‘proposer’ fills in a ‘proposal form’ and hands it in to an insurance company, they are submitting an

Are you aware that Motor Insurance has a proposal form? Online, sure. But a physical form for you to fill up with a pen! At the very beginning of this

If you have ever carefully read a proposal form of any type of insurance you are or were considering taking, you may have noticed a statement (usually in the Declaration)

If you go through your life insurance policy wording, you will come across Section 45, a provision of the Insurance Act, 1938 as amended by Insurance Laws (Amendment) Act, 2015.

It’s well known that vehicle dealerships today often provide end-to-end financing and insurance solutions. It does not take a genius to figure out why – they simply want to make