A statement in the motor insurance policy wording reads: “this policy and the schedule shall be read together and any word or expression to which a specific meaning has been

You must be aware that your motor insurance policy does not simply cover any loss or damage and that there are exceptions. Most of these exceptions are listed out in

Are you aware of your duties in the event of an accident involving your insured vehicle? One such duty given in the policy document is as follows: “In the event

It seems no Insurer or Broker who deals with Motor Insurance has talked of the issue which is being said here. An extract from the Motor Policy Document which states:

A question that may be puzzling to some and often attracts attention in the Motor Insurance proposal form is: ‘Whether the car is certified as vintage car by Vintage and

Did you know that the Motor Insurance application has magic words in it?   Page 2 of the motor insurance application has the words “Total Loss and Constructive Total Loss”.

What is a Proposal? Simply put, it means an “application”. When a ‘proposer’ fills in a ‘proposal form’ and hands it in to an insurance company, they are submitting an

Are you aware that Motor Insurance has a proposal form? Online, sure. But a physical form for you to fill up with a pen! At the very beginning of this

On Sunday, the 19th of May 2024, a Porsche Taycan car crashed into a motorcycle which resulted in the death of the two software engineers riding the motorcycle. According to

It’s common knowledge that motor insurance is compulsory by law (in India, the USA and most other countries). In an economy like the USA where there is a lot of