In a major pro-consumer reform, the GST Council announced on 3rd September 2025 that individual life and health insurance policies will now attract 0% GST, down from the earlier 18%.

Artificial Intelligence (AI) is reshaping industries worldwide, and insurance is no exception. Insurers are using AI to automate claims, detect fraud, and manage risks more efficiently.But when it comes to

As always, we keep God at the Topspot. In a way every religion keeps God at the Topspot. There was to be a singular omnipotent or all-powerful God with a

Who are Gig Workers and why do they need protection? Gig workers perform short-term, flexible jobs—like food delivery, ride-hailing, freelancing, or household services. India had 7.7 million gig workers in

Unemployment insurance (UI) provides financial relief to individuals who lose their jobs through no fault of their own. The concept is widely implemented across the world to support the unemployed

What does “Healthcare” in India include? Healthcare in India is a hybrid ecosystem, a mix of public and private providers and includes services such as: India has over 1.6 million

In a new initiative, top Indian industrialists have come together to fund a ₹50 crore group health insurance plan for members of the Supreme Court Bar Association (SCBA) which was

In light of the recent tensions along the India-Pakistan border, a question that has come up time and again is: Does insurance cover war-related damages? Let’s break it down by

Insurance in India is about to become simpler, more accessible, and affordable. The Insurance Regulatory and Development Authority of India (IRDAI) has introduced an innovative three-part strategy called “Bima Trinity”

The Goods and Services Tax (GST) Council is expected to meet soon (June or early July) with a proposal that could significantly impact both policyholders and insurers. A potential reduction