Red Cross Red Crescent volunteers play a critical role in addressing the needs of the most vulnerable people. The secretariat of the International Federation of Red Cross and Red Crescent Societies (IFRC) initiated a volunteer global accident insurance scheme which is intended for National Societies who do not already have insurance, and will cover a volunteer carrying out activities.
Period of insurance: 1st of January to 31 December
Premium: 1.50 Swiss franc per volunteer per year.
Person insured: Volunteers taking part in activities on behalf of a National Society or IFRC
Type of cover: Cover is granted during the activity of the insured as a volunteer.
Sums insured: Death: CHf: 3,000; Disability: up to CHf 6,000; Medical treatment: CHf 4,500.
Benefits: The insurer shall pay the disability benefits as a capital sum.
Medical expenses: insurer pays up to the amount stated in the policy. Deductible CHf 25 applicable per case.
Maximum age: 70 years.
War risk: The coverage includes war or civil war risks.
Claims: death: within 48 hours; Disability: a.s.a.p. but no longer than a week; Medical Expenses: within a month