Barber’s Insurance – This unique insurance cover is designed for a specific profession and is commonly sold in developed countries like the UK, US and Australia. Barbers’ insurance is a form of tailored business insurance. Since a standard insurance policy could be insufficient for barbers, their employees and customers, barbers have an option to buy a separate cover called Barbers’ Insurance.
The policy covers professional and general liability exposures including equipment at an affordable rate.
Barbers’ insurance guarantees a pay out in case of any eventually such as a barber or his employee badly cuts one of their customers with a razor or if someone slipped on some hair clippings and was seriously hurt.
The policy provides cover for all equipment and stock i.e. contents of the barber shop, chairs, scissors, etc. The policy also covers public liability insurance.
Additionally, it offers employers’ liability insurance which covers an employer against any injury to his customers or damage to their property.