Be it motor, health or property insurance, you have probably encountered the terms excess and deductible at the time of buying your insurance policy – or, at the time of

So, you are sure you understand every term/phrase used in your motor insurance policy? What if we said that you do not? VEHICLE OR CAR: The term vehicle or car

We already know that motor insurance is compulsory by law. People pay thousands of rupees towards premiums to comply with this legal requirement. We also know the phrases: Comprehensive and

A statement in the motor insurance policy wording reads: “this policy and the schedule shall be read together and any word or expression to which a specific meaning has been

Are you aware of your duties in the event of an accident involving your insured vehicle? One such duty given in the policy document is as follows: “In the event

Did you know that the Motor Insurance application has magic words in it?   Page 2 of the motor insurance application has the words “Total Loss and Constructive Total Loss”.

GEOGRAPHICAL AREA coverage in your Motor Insurance Policy? Have you ever gone through the policy wording of your motor insurance policy? Yes? Great! No? Well, now is the time! So,

With distressing news of war and conflict from different parts of the world becoming increasingly and worryingly common, we ordinary people can only hope that peace comes sooner than later,

A definition is a description of the nature, scope and the meaning of something. In health insurance, policy wording and definitions of various facilities, diseases, etc. are extremely important. Typically,

Did you know, the Motor Insurance policy does NOT define “fire…. lightning” anywhere in the policy document, while it promises to indemnify! Absence of definition may lead to subjective definitions,