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Tag: insurance industry

capgemini life insurance report
Why are young Indians skipping life insurance?

By: Insurancepe September 19, 2025

For decades, life insurance in India has been a rite of passage a financial milestone that followed life milestones: marriage, children, home ownership. But times have changed. According to the
south korea
In a bold shift, South Korea is changing how life insurance works. Starting October 2025, the country will allow life insurance policyholders to access their death benefits while they are
GST
0% GST on Health & Life policies starting September 22

By: Insurancepe September 4, 2025

In a major pro-consumer reform, the GST Council announced on 3rd September 2025 that individual life and health insurance policies will now attract 0% GST, down from the earlier 18%.
proposal form
Can leaving a Proposal Form field blank cost you your claim? Imagine this: you buy an insurance policy. When it’s time to make a claim, the insurer refuses, pointing to
Mona Lisa
The uninsured Mona Lisa

By: Insurancepe August 13, 2025

The world’s most famous painting The Mona Lisa, painted by Leonardo da Vinci in the early 1500s, is more than a masterpiece, it’s a cultural icon.Housed in the Louvre Museum
god as insurance
God as Insurance

By: Insurancepe August 5, 2025

As always, we keep God at the Topspot. In a way every religion keeps God at the Topspot. There was to be a singular omnipotent or all-powerful God with a
gig worker insurance
Gig worker insurance

By: Insurancepe July 29, 2025

Who are Gig Workers and why do they need protection? Gig workers perform short-term, flexible jobs—like food delivery, ride-hailing, freelancing, or household services. India had 7.7 million gig workers in
unemployment insurance
Unemployment insurance

By: Insurancepe July 18, 2025

Unemployment insurance (UI) provides financial relief to individuals who lose their jobs through no fault of their own. The concept is widely implemented across the world to support the unemployed
healthcare
Healthcare – India or America?

By: Insurancepe July 11, 2025

What does “Healthcare” in India include? Healthcare in India is a hybrid ecosystem, a mix of public and private providers and includes services such as: India has over 1.6 million
insured? not if you break the law
Insured? Not if you break the law!

By: Insurancepe July 3, 2025

In a landmark decision, the Supreme Court of India recently ruled that insurance companies are not liable to pay compensation for the death of a driver if the accident was