A statement in the motor insurance policy wording reads: “this policy and the schedule shall be read together and any word or expression to which a specific meaning has been

You must be aware that your motor insurance policy does not simply cover any loss or damage and that there are exceptions. Most of these exceptions are listed out in

Are you aware of your duties in the event of an accident involving your insured vehicle? One such duty given in the policy document is as follows: “In the event

It seems no Insurer or Broker who deals with Motor Insurance has talked of the issue which is being said here. An extract from the Motor Policy Document which states:

What is a Proposal? Simply put, it means an “application”. When a ‘proposer’ fills in a ‘proposal form’ and hands it in to an insurance company, they are submitting an