As per the Motor Vehicle Act 1988, it is illegal to drive under the influence of alcohol or drugs. It is punishable, first offence, with imprisonment up to 6 months and/or a fine up to ₹10,000.

Subsequent offences, if committed within three years, is punishable with imprisonment for a term of up to 2 years and/or a fine of ₹15,000.

While the law permits a maximum of 0.03% per 100ml of blood, it is important to remember that any amount of alcohol in bloodstream has a drastic impact on driving ability. To drive safely, there is a need to concentrate, make timely judgements and react quickly and alcohol impairs these abilities.

Drunken driving puts not only the driver and any passengers, but also third parties at the risk of accident & injury.

An insurer will not pay for any accidental loss or damage if the insured or any person driving the vehicle with the knowledge and consent of the insured under the influence of intoxicating liquor or drugs.

So, don’t be surprised if your insurer rejects a claim arising out of drunken driving!