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    World No Tobacco Day

    Every year we observe “World No Tobacco Day” on May 31 to remind ourselves of the dangers of cigarettes and tobacco products. Yes, even smokeless tobacco products can wreak havoc on our bodies and minds in the long term.

    While many of us consider seriously this occasion as a reminder of our increased mortality and morbitity as a result of tobacco, there are some who need a more compelling reason than life itself. Perhaps monetary.

    How about the fact that your life and health insurance premiums are significantly higher if you are a smoker? Something to keep in mind is that insurance companies define a ‘smoker’ as an individual who consumers tobacco or nicotine in ANY form.

    Nevertheless, a smoker or not, insurancepe advises that you take up life and health insurance policies to protect yourself and your dear ones from the financial burden of your falling ill or dying.

    It’s never too late to give up your tobacco or nicotine habit.

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