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Tag: Death

LIC of India
A villain of the masses?

By: Insurancepe February 19, 2026

When you visit the official website of LIC of India, you will find the objectives of LIC (https://licindia.in/objectives-of-lic). There are a total of eight objectives listed there, but for the
utmost good faith
Do you have “Utmost Good Faith”?

By: Insurancepe February 12, 2026

Life insurance exists to protect a family’s financial future when the earning member is no longer alive. In return for premiums, the insurer agrees to pay a sum assured to
heart attack
When a heart attack is an accident

By: Insurancepe February 5, 2026

Personal Accident (PA) insurance is designed to provide financial compensation when death or disability occurs due to an accident. Unlike life insurance, which covers death from any cause (subject to
human life value
Human Life Value – Is your life insurance enough?

By: Insurancepe January 29, 2026

When people buy life insurance, the first question is usually: Which policy should I buy? The more important question is rarely asked: How much life insurance does my family actually
surrender and lapse
Life insurance is one of the most important long-term financial commitments an individual makes. Its primary purpose is to provide financial security to dependents in the event of an untimely
hong kong fire
The Hong Kong high-rise fire

By: Insurancepe December 4, 2025

On 25 November 2025, Hong Kong witnessed its deadliest fire in 70 years. A massive blaze tore through seven high-rise towers at Wang Fuk Court in Tai Po, a housing
firecrackers
As India prepares for Diwali this October, the streets will glow with lamps, sweets will be exchanged, and fireworks will light up the night sky. But with these fireworks comes
capgemini life insurance report
Why are young Indians skipping life insurance?

By: Insurancepe September 19, 2025

For decades, life insurance in India has been a rite of passage a financial milestone that followed life milestones: marriage, children, home ownership. But times have changed. According to the
proposal form
Can leaving a Proposal Form field blank cost you your claim? Imagine this: you buy an insurance policy. When it’s time to make a claim, the insurer refuses, pointing to
insured? not if you break the law
Insured? Not if you break the law!

By: Insurancepe July 3, 2025

In a landmark decision, the Supreme Court of India recently ruled that insurance companies are not liable to pay compensation for the death of a driver if the accident was