Diabetes is a chronic disease which occurs either when the pancreas does not produce enough insulin or when the body cannot effectively use the insulin it produces.
Often called the Diabetes capital of the world, India has over 77 million people (above 18 years) suffering from type2 diabetes and nearly 25 million are prediabetics. A large majority are unaware of their diabetic status.
Diabetes increases the risk of heart attacks, strokes, foot ulcers, infection leading to limb amputation, blindness and kidney failure. Main Types of Diabetes: Type 1, Type 2, and Gestational diabetes (diabetes while pregnant).
Type 1 Diabetes: is caused by an autoimmune reaction (the body attacks itself by mistake). This reaction stops the body from making insulin. It’s usually diagnosed in children.
Type 2 Diabetes: Here the body is unable to effectively utilize insulin to keep blood sugar at normal levels.
Gestational Diabetes: It develops in pregnant women who have never had diabetes. The baby could be at higher risk of health problems.
Diabetes can be prevented or delayed with healthy lifestyle changes, such as: Losing weight / Eating healthy food / Being active.
Diabetes is an expensive disease and that’s what adequate health insurance can protect you against.
Specialized Diabetic Health Insurance policies exist to cater especially to diabetes claims. The only downside is, if you already have diabetes prior to the inception of the policy, you will be subject to a waiting period of 2 to 4 years.